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"Jason was great. He was easy to work with and he was extremely responsive. I would rate him in the top tier of people I have worked with."

"Jason was Amazing! His communication with me during the process was excellent. Jason ensured I understood the timeframes and costs. I could not have ask for anything else. Best mortgage experience of my life."

"This is the third time I've completed a loan with Jason and would highly recommend him to all my friends and family. I have moved 13 times in 20+ years in the military and will look to NBKC as the first choice when I need to mortgage or refinance a home. Jason's outstanding and professional service is why I keep returning, in addition to a great product from NBKC."

"This was my second mortgage with Jason in less than three years and I would highly recommend him to anyone for anything. His knowledge is top notch, his willingness to get an answer If he doesn't have one is second to none, and his communication is always prompt and professional. When I went looking to refinance, he is the first person that came to mind and he'll be the first person I contact with any future business."

"Jason makes the home buying experience enjoyable. He is the reason why I have recommended NBKC to other buyers. He is very knowledgable and a asset to your company."

"Jason was outstanding through this whole process. In fact the real estate company I worked through here in Salem wants all his contact information so they can continue to have a clear line of communication with him for other customers that would like to do not only VA loans but conventional loans as well. I also have family members now asking about our loan and I am referring them Jason's direction. I feel he will have some more business heading his way. Jason is an asset to your company."

"Jason Payne did an excellent job helping us to secure our new home. I was so impressed with his knowledge and understaning of VA Loans (particularly second-tier loans) that when I decided to re-finance an existing mortgage, I did not hestitate to conduct the re-fi with Jason and NBKC."

"Jason was superb at answering all of our questions and keeping up with the tedious documentation details. His attention allowed us to close in less than 30 days."

"Jason was very responsive and informative. He answered all my questions promptly. I felt like he was working for me and had my best interest in mind. I would certainly recommend his services and NBKC."

"Jason went out of his way to make sure that he communicated with us, and to let us know what paperwork was needed promptly. Jason made this loan process very easy for us and we will definitely recommend him in the future. Jason was able to anwser all of our questions quickly and thoroughly. We just love Jason and his sense of humor goes along way in making us feel at ease."

"I was extremely happy working with Jayson Payne. He always called back quickly when I had a question and his advice and help was excellent. I have worked with several loan officers and he was absolutely the best. I would contact him first, if I wanted to renegotiate my mortgage in the future and would recommend him to my friends.
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"Jason was hands-down the most professional and amazing person to work with! I can't say enough about the time he took to explain everything, to be available every time there was a question or when there were some speed bumps thrown in the road, he was there to do his best and help us get through everything. Jason is truly a stellar representative for your institution and although I hope I never go through this process again ... if I need to, I would only want to work with Jason!"

"I've dealt with many banks and mortgage brokers during our last 12 moves, and Jason Payne was by far the best, most professional, knowledgeable person we've ever dealt with. His personal attention to explain the difference between products as well as educate us on the correlation between rates and the bond/stock market helped us decide exactly which mortgage product was right for us in our specific situation. When I need financing for future moves and home purchases, Jason will be the first person I call. Thank you!"

"We just wanted to say thank you again for everything. Our lawyer and the title company actually made a comment during the closing that you were the best bank they have ever dealt with. We will and they will recommend you in the future. Thanks again - you have made our family very happy!!"

"I wanted to take a moment to thank you so very much for all your efforts and work toward my purchase of the home in Maine. Your professionalism and style worked for me at the onset and I am truly appreciative of you. I will recommend you and will contact you if I have any future need. Thank you."

"Your staff was great. Jason Payne was very professional, knowledgeable and got right to work on the loan. Approval time was quick, and the process was made much easier than I expected, particularly with the current home mortgages industry issues. Loan closed quickly and easily. I would recommend your company to anyone."

"I would like to call your attention to the exemplary work done by one of your employees, Mr. Jason Payne. I am very much impressed as to his dedication, honesty and hard work as to the timeliness in processing and delivery of my application loan that closed on the date he promised. I did not think he could do it in such a short time.

His professionalism coupled with his knowledge and amiable personality is surely an asset to your company and a breath of fresh air in this area. I would highly recommend him to all of my relatives, friends and co-workers."

"Can't thank you enough for all that you have done. You are by far the best loan officer I have come across with in a long while. Keep up the good work! Rest assured I'll send willing clients your way every chance I get."

"Jason was always attentive throughout the processing of my loan and kept in constant touch with me to let me know each step throughout the process. He was very informative, walking me through various scenarios, and advising me of the pros and cons of each scenario. He never made me feel rushed or anxious or pressured. He was very patient, understanding that most people don't go through this situation more than once or twice in their lifetime.

He made me very comfortable because he provided me with every possible bit of information I requested in a timely manner and was always more than willing to answer my many questions. He did not gloss over the numbers and give me unrealistic expectations. He worked the numbers many different directions until we came to a mutual agreement on the best refinance option for my particular situation."