How Much
  to Borrow

Do you know how much you should borrow for a home?

It's natural to want to borrow as much money as your lender will allow, but it's not always the right thing to do.

All borrowers must determine how much they are able to repay each month and still have enough to cover food, utilities, and other expenses. Maximum Mortgage Calculators do exist, but the formulas used may vary from website to website. One site may suggest to never borrow more then 2.5 times your annual income and another may calculate your maximum borrowing potential at 4 times your income.

At National Bank Of Kansas City, we believe it is our responsibility to match you with the best mortgage for your specific situation.

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