An Adjustable Rate Mortgage often parlays into a lower mortgage rate than a fixed rate mortgage. With most ARM loans, your rate is fixed for a set period. Once the fixed period ends, your rate adjusts. An ARM may be right for you if plan on moving prior to when your fixed rate period ends.

At National Bank Of Kansas City, our most popular adjustable rate mortgage products include 1/1, 3/1, 5/1, 7/1, and 10/1. The first number represents the number of years that your interest rate is fixed.

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