A borrower using VA eligibility can get 100% financing on a home without having to pay for private mortgage insurance. This benefit is only available to those with VA status.
Because a VA home loan is guaranteed by the United States Department of Veterans Affairs, the borrower does not need to put any money down. A VA loan allows the sellers to pay closing costs, has looser credit and income standards, and is easier to qualify for than a conventional loan.
National Bank Of Kansas City has something many local banks and lenders may not -- expertise in VA home loans. Too many veterans and service members are unaware of their entitlement to a VA home loan, and National Bank Of Kansas City is working hard to make sure that is no longer the case.
A VA home loan from National Bank Of Kansas City is a smart choice because:
• We are extremely experienced in all aspects of VA lending, more then 25% of our mortgage loans are VA loans.
• We do not charge any lender, origination, underwriting or processing fees.
• We do not charge points.
• You can finance 100% of the sale price of your home without paying for private mortgage insurance.
• Our rates are extremely competitive.
• We have access to the VA portal so we can assist you in obtaining a Certificate of Eligibility.
• We have VA certified underwriters on staff, allowing your loan to be approved in days, not weeks or months.
• We are an FDIC insured full-service national bank that's been assisting homeowners with financing their primary residence, second home or investment property for more than 20 years.
Learn more about National Bank Of Kansas City.
If you would like more information about a National Bank Of Kansas City loan, please call us at 1-800-375-8096.
Are the VA Loan usually sent to your in-house underwriters before the appraisals are requested?