How to Refinance
Your Home

We work with you to refinance your home so you can enjoy a better interest rate, fewer payments, and to take advantage of the equity you’ve built in your home. To learn how to refinance your home, read through the steps we’ve listed below.

Step 1 – Read the Conditions of Your Current Home Mortgage
Some home mortgage lenders include time requirements on a home mortgage. To refinance, you need to make sure you have paid on your home mortgage for the amount of time required (it’s usually 4 months).

Step 2 – Complete the National Bank Of Kansas City Online Mortgage Application This part of the process is simple. You can choose to complete a short or long application online or you can call to speak with a National Bank Of Kansas City loan professional to complete your application over the phone. Visit our mortgage application page or call us at 1-800-375-8096.

Step 3 – Be Sure You Understand the Refinance Details Make sure you ask a National Bank Of Kansas City loan professional how to understand home refinance points, fees, and payments. It is important you understand every aspect of your new refinanced home mortgage.

Step 4 – Sign the Documents We let you know when your refinanced mortgage documents are ready to sign, which you can do in an attorney’s or title company’s office.

Learn more about when to refinance a home.
Refinance your home mortgage today.
Learn about the types of home mortgage refinance loans.